Cassio Audi: Brazil’s Financial Division for Business and Entrepreneurship

Cassio Audi is a South American businessman from Brazil. Brazil is a unique South American country. Unlike other South American countries, Brazils primarily speaks Portuguese. Portuguese is noted as the country’s primary language. With millions of speakers, Portuguese is the language of most Brazilian businessmen. Cassio Audi conducts his local business in Portuguese. When businessmen travel abroad, they may be required to communicate in another language. Most Brazilian businessmen speak Portuguese as their first language, Spanish as their second and English as their third. Many Brazilian businessmen are multilingual. Entrepreneurs from Brazil are also well-versed in cultures and languages. South America is home to many countries that speak Spanish.

As a result of their geographical location, many communities located on the border of Brazil have been influenced by Spanish dialect. There are many dialects of Spanish spoken near Brazil. Brazil and Peru share a unique border. Portuguese has been innovatively influenced by the Spanish language. Universities typically conduct their lectures and studies in Portuguese. If a university in Brazil has many Spanish enrollees, they may accommodate those students. Many universities teach students from the United States who primarily speak English as their first native language.


Nitin Khanna Insights On Value Creation As An Entrepreneur

Through his prowess in business, Nitin Khanna has helped companies to capitalise on financial gains through strategic management. Nitin started his career soon after completing his studies at Saber Corp, a company which deals with M&A transactions. It was while working here that he witnessed the company being sold at a higher value than what the actual yearly income it generates. This observation pushed him to start his company MergerTech, which deals which a boutique technology bank is providing M&A advice. Nitin Has led the company by strategising and negotiation that has resulted in more significant gains. Other companies Nitin is involved with includes Freewire Broadband, Classic Wines Auction, TiE Oregon and Vendscreen. He specialises in advising different tones of cloud companies mobile and social spaces. Lately, he has been involved in the legalisation of recreational and medical marijuana See more here

Nitin’s insights on attaining success as an entrepreneur

He says that he is committed to making choices that help people grow socially and financially to make the world a better place. Nitin’s day typically involves meeting with his team and getting crucial information about his organisation. He is committed to networking and building meaningful connections for his company. By doing so, he can nurture relationships and business ideas for sustainable growth for his company. He can attain his goals by mentoring others as he sees them as a part of the big picture. As an investigator, Nitin says that he learns more daily and this helps him grow as a businessman. He enjoys the flexibility that comes with social media, and he is excited that the world is more connected now socially than it was some few years ago.

Advice to other entrepreneurs

As a young man Nitin was anxious, but now he understands that being focused on the significant life goals can help one to grow as an individual. He says that business people should realize that there is nothing like creating a balance between work and life since success can be achieved at any time not working hours only. Moreover, planning helps with attaining one’s goals. Furthermore, you should create something that people will talk about for a long time.

See Nitin’s success story on this link.

What is the JHSF?

Founded over four and a half decades ago, the JHSF has become the market leader when it comes to high-income real estate across Brazil and covers both the private home and commercial sectors across the country; these include the likes of shopping centers, upscale hotels, and international executive airport. The company does more than just help with the buying and selling of real estate; it’s also involved in the development and management of these properties.

Ever since it was founded, the JHSF has been widely renowned for its ability to identify new business opportunities in the areas that it operates. Because of that, they’ve managed to innovate and lead in almost all aspects of the real estate industry across Brazil. This renown has also be gathered due to the companies high-quality service and its ability to present sustainable solutions to many problems that are currently affecting the real estate market. Because of this philosophy, the company quickly gained high-quality clientele and managed to acquire quite a considerable portfolio of real estate.JHSF was founded by Fábio Auriemo in 1972, and after that, it grew relatively quickly.

However, when he stepped down as President of the company, he passed the title onto his son, José Auriemo Neto. Now, however, José Auriemo Neto had managed to earn the position that he was taking over. Back in 2011, he approached his father with an 80,000-square-meter lot on the edge of Marginal Pinheiros that would be great for development. Despite repeatedly being turned down, Mr. Neto eventually managed to convince his father to let the business buy the lot and develop it.

As it turns out, José Auriemo Neto was right about the 80,000-square-meter lot; now it’s the home of the largest real estate complex across Brazil, with very few competitors coming close to the sheer size of the complex. Once his father stepped down from the business, Mr. Neto naturally took his father’s place; now he’s the Chairman and Chief Executive Officer of JHS, which is arguable the biggest real estate company in the country. Not too bad of a result for taking a risk with an empty lot.

Learn more about him:

Krishen Iyer on Contemporary Marketing Trends

Krishen Iyer is founder and CEO of Managed Benefits Services, based in Carlsbad and Fresno, which helps medical and dental insurance companies with their marketing needs. He sat down with Marketing Week for an interview on how he applies his marketing expertise to the medical benefits industry.

According to Iyer, one big issue facing the industry is that many marketing directors came up during the 90’s and early 2000’s, and may be somewhat lagging in their digital marketing skills. He cites one study where directors came in dead last in terms of their knowledge of PPC advertising, behind marketing executives, directors, and managers. The results were even more troubling when it came to e-commerce. For Krishen Iyer, this highlights the need for a greater emphasis on continuing education, not just for those on the front lines, but also for directors and managers.

One trend that Krishen Iyer is optimistic about is location-based marketing. Although recent privacy breaches have led users to become more cautious about sharing their location data, the Carlsbad resident points to customer rewards as a viable solution. One Microsoft survey showed that nearly all consumers would provide such information in return for such a bonus.

Another issue that Krishen Iyer discussed was the growing importance of brand value to a company’s overall marketing strategy. Consumers are more and more concerned with the values behind the brands they buy. In fact, one survey showed nearly universal preference for firms that treat their employees well and enjoy a solid reputation. A large majority even stated that they would be willing to pay more for brands that are socially conscious where their competitors are not.

A graduate of San Diego State University, located near the company’s Carlsbad office, Krishen Iyer went into the insurance business right out of college, founding his first venture, IHS Insurance. Read more on Iyer ‘s insurance marketing here.

He later went on to found My Premium Insurance, which cemented his reputation as an entrepreneur and afforded him the skills and expertise to start Managed Benefits Services, his current venture, which helps companies monetize their leads. He is passionate about learning, which has helped him become a success in the competitive world of business.

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Bernardo Chua’s Role in Traditional Medicine

Modern medicine has proven to the world that it is ideal for treatment of complex medical problems. Herbs, especially in the traditional times, were used to treat different types of ailments. People who used this option got better in no time. Most of them did not face any reactions from the herbs they were being offered. There are people who want to continue using herbs to treat and manage the ailments that have been giving medics a hard time. The Chinese are leading in the use of traditional methods of healing. Bernardo Chua, a top medic from the Philippines, is leading the market. The businessman, who boasts of having Chinese routes, has founded a powerful company that specializes in the production and supply of personal products that have healing properties.

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Bernardo Chua made his career special decades ago when he took advantage of the love people had for coffee to ensure that diseases such as cancer, high blood pressure, and diabetes had no place in the society. The businessman, who had spent his childhood years trying to come up with a solution to the medical problems in the market, was very successful. His company is considered to be among the leading in direct selling, and it is known to many as ORGANO Gold. The products from this firm have made way to various destinations in the world. Infused with powerful herbs, the coffee and tea beverages that are made by this company have won the hearts of many. Apart from treating numerous dangerous diseases, consumers who use the herbs from Bernardo Chua have a better immune system compared to the people who do not use any product. The products from ORGANO Gold are sold by independent associated who are trained by the company to make the customers have the best experience.

Check out Bernardo Chua at TheStreet.


Paul Mampilly Maintains Successful Routines

Paul Mampilly is an investor, and Wall Street hedge fund manager, who, since 2016, has worked as the senior editor of the research service, Profits Unlimited, as well as the trading services True Momentum and Extreme Fortunes. Since joining Banyan Hill Publishing, he has amassed a significant following and Profits Unlimited now boasts an audience of more than 90,000 subscribers. Renowned for his intricate understanding of the markets, Paul Mampilly has been featured on a variety of international platforms, including CNBC, Bloomberg TV, and Fox Business News. Although he no longer works for the ultra-rich on Wall Street, as an active investor, he doesn’t consider himself fully retired, and as a member of the Banyan Hill team, uses his expertise to guide average American investors on their financial journeys. Born in India, Paul Mampilly and his family moved to Dubai during his youth amid the country’s oil boom in the early 1970s, and he later relocated to the United States, attending Montclair State University. Today, Mr. Mampilly holds a Bachelor of Business Administration, and a Master of Business Administration degree from Montclair State University and Fordham Gabelli School of Business, respectively. To know more about him click here.

1991 marked Paul Mampilly’s initial foray on Wall Street, as he joined Bankers Trust, working as an account administrator. When Bankers Trust was later acquired by Deutsche Bank, he stayed with the company for a number of years, building his acumen and reputation, before moving on to companies such as ING and Kinetics Asset Management. Paul Mampilly’s time with Kinetics Asset Management proved to be the most significant period of his career, as he averaged 26 percent annual returns during the recession, growing the hedge funds assets from $6 billion to more than $25 billion. Barron’s magazine would go on to name Kinetics Asset Management one of the “World’s Best” funds for his exploits. Today, in his semi-retired state, Mr. Mampilly maintains the routines created during his time on Wall Street, spending nearly fourteen hours each day reading and researching the happenings concerning prospective and current investments. His dedication allows him to continue making money for his clients, albeit, a much broader consumer base this time around.

His Twitter Profile:

CEO Steve Richie Takes Papa John’s In New Direction

In a recent public email that was sent to customers, the new CEO of Papa John’s pizza empire, Steve Richie, openly apologises for actions that were not his nor, Steve states, the company’s as a whole. Mr. Richie does not take responsibility for the actions taken by another person, but promises to build a stronger sense of community within the Papa John’s family.

One of the ways that Papa John’s will be doing business differently is by reaching out and visiting franchises and storefront across the nation and listening to owners and customers share their likes and dislikes for the brand. Mr. Richie and his staff will personally be trekking across the United States to talk face to face with people. Mr. Richie is also having an audit conducted by an outside company that will be evaluating the diversity and cultural practices of Papa John’s staff. Changes will be implemented where neccessary to ensure a more harmonious work environment.

Another thing that Steve Richie pointed out in his letter was that his wish for future practices within Papa John’s be transparent to other staff and customers. The company as a whole is choosing that all business dealings be above board and that the company be held responsible for actions that are deemed questionable. Mr. Richie is toeing a hard line when it comes to and staff who cross an ethical or cultural taboo. Steve has firmly stated that it won’t be tolerated.

And lastly, Mr. Richie acknowledged that communities play a strong role in most Papa John’s franchises. Steve stated that not only did Papa John’s as a whole have slumping sales, but that communities needed to be able to trust the pizza brand again. Steve realizes that Papa John’s jobs are important to the people who have them and wants to revitalize the excitement communities could have for Papa John’s. Mr. Richie has worked for Papa John’s for over 20 years, starting as a order taker and working his way up through the company, so Steve understands the commitment to the Papa John’s brand. To read more about Mr. Richie and Papa John’s, please click here.

The Prolific Career of Jose Neto, Head of JHSF

The real estate sector is one of the most luxurious investments in the world. The evolving nature of this business has exposed it to emerging trends. Therefore, a large number of gurus have formulated methods to help different people to succeed in the market. Jose Auriemo Neto, who has served in the industry for more than a decade is one of the most admired and revered leaders in the development of real estate properties. Neto is a successful business leader and an investor. He heads the company that was founded in 1972. With his brother, he established a construction firm and later ventured into real estate. After a few years of serving as a head cheerleader, he implemented strategic policies that would support the growth and development of the company. He then took over the executive leadership of the company in 1992 where he was appointed to serve as the chairman too.

Until now, Jose Auriemo Neto has overseen the success of various projects. He has also established a couple of outlets in the country. Neto has also played an integral role in the development of commercial as well as residential properties in the sector. Besides, he oversees the brand’s interests in the development of offices, public buildings as well as hotels. He administers the company’s shopping mall projects including Cidade Jardim in Sao Paulo and Metro Tucuruvi.

In 2009, Jose Auriemo Neto was responsible for overseeing the retail ventures of the company. He spearheaded partnerships with Hermes, Jimmy Choo, as well as Pucci. He also initiated the establishment of luxury brands in various retail outlets. In 2012, he led the team toward a partnership with Valentino thereby launching its first branch in the country. Being an alumnus of the prominent Fundacao Armando Penteado University, Neto graduated with honors. He has since served as an executive for JHSF and ensured that the company enters in business with various top-notch brands. Jose Auriemo Neto is also admired for his leadership skills where he oversees the development of different commercial premises and airports among others. He is confident that Brazil is now a hub of high-end profile buildings.


Let’s not beat around the bush here. Everyone wants to have a great credit score but not everyone is disciplined financially. Many people abuse credit cards, racking up consumer debt on clothes, fast food, luxury items, and really just things that they don’t need. What happens is that these same people can’t pay off the debt when the payment is due. So, they make the minimum payment month after month. Credit card companies take notice of these transactions and give them a horrible credit score. Because they got themselves into a hole, banks and credit unions won’t give them loans for things more important like auto loans or even mortgages. The good news is this doesn’t have to be you. If you use a credit card the right way, it can actually be very beneficial. In this article, I am going to be breaking down the top way on how you can improve your credit score using a very simple method.

  1. Pay off all debt

In order for your credit score to get better, you must show credit card companies that you can pay off the debt. When you finally get above water and make regular payments like you are supposed to, you will most likely notice that your credit score has improved. If you are dealing with larger debts, I would highly recommend using the debt avalanche method. This is where you pay off the debt with the highest interest rate first. This saves you money over the long run.

  1. No cash, no credit.

If you can’t afford to buy something with cash, don’t buy it. For beginners, I would recommend using credit cards for minor expenses like gas and groceries, things you know for sure you will be able to pay off when the payment is due.

Out of all the credit companies out there, I would recommend going with GreenSky. At GreenSky, they are very credible. GreenSky has a staff that is committed to giving you the best loans possible. GreenSky also has funded over one billions dollars worth of loans over the years. In the end, choosing to do business with GreenSky is a wise choice.

The Academic Background and Career of Sahm Adrangi

Sahm Adrangi is an American investor, Principal, CIO, and the owner of Kerrisdale Capital Management Company. He went to the University of Yale, where he graduated with a degree in Economics. While still at Yale University, he gathered the necessary skills and profession which granted him every chance of diving deep into the banking experience. The most life-changing and significant breakthrough was the establishment of Kerrisdale Capital Management, a dream company he had always worked hard to attain.

How His Career Started

The career of Sahm Adrangi began when he joined the Dutch Bank, working as a credit manager and loan financing officer. After several years of experience, he moved on to work at Chanin Capital Partners, where he served as a Chief Credit Advisor and a Circumstance Restructuring Officer. He also spent many years in serving at Longacre Management Fund before he started to invest in banking sectors. He has been helping so much in immense contributions towards Kerrisdale Capital Management. Adding more to that point, he has done a lot, leading to financial donations including 100 million dollars for the company’s stability. The contribution recorded higher surpassing any other stock from various corporations’ shareholders.

Kerrisdale’s Performance Under Sahm Adrangi

Kerrisdale Capital Management is an investment company that was established in 2009 April, mainly to publish its research about other companies. Since the beginning of the company, Sahm has been the front-runner in the firm’s daily activities of ventures. The company was started with as little as 1 million dollars’ assets and currently, it manages more than 150 million dollars, beginning in July 2017. Sahm got his popularity when he shorted and revealed some fraudulent Chinese firms, which included China Marine Food Group and many more, alerting the Security and Exchange Commission to take action. With his extensive understanding of proper investment, Sahm Adrangi is famous for the publishing role helping investors to expand their businesses by themselves. He has also been heading numerous conferences as a speaker, including the Sohn Conference. Besides, he has attended in many interviews on Bloomberg, the New York Times, CBN and others.